ALLL / capital planning

capital planning

model risk management
Managing Financial Risk in a Post-Pandemic Environment
The piano can capture a variety of moods, depending on the musician at its seat. But even simple melodies from a finely tuned piano can tell a story. And when a few instruments combine, following the same sheet music – the correct key and time signature – the story’s effect is even stronger. The same... Read more »

CECL
One-Time Adjustment
Thomas Curry, Comptroller of the Currency, has been on the record stating that banks should expect a 30%-50% increase in their allowance levels upon implementation of the CECL model. This will be a one-time adjustment to capital, not a provision expense.