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CECL
Incurred Loss
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What type of data do you anticipate leveraging for your CECL calculation?

1-5 years of detailed loan level data
5+ years of detailed loan level data
1-5 years of aggregate (pool level) data
5+ years of aggregate (pool level) data
I don't know the difference

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Review current allowance and credit risk management practices to identify what can be leveraged when applying the new CECL standard.

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