One Destination for ALLL

The allowance for loan and lease losses (ALLL) is a complex requirement for banks and credit unions and has been under increasing regulatory scrutiny since the 2008 financial crisis, when under-reserved institutions suffered. This scrutiny, along with complex and changing regulatory expectations, has made it difficult for banking professionals to manage the allowance calculation.

To date, banking and credit union professionals have relied upon disparate sources of information to help in the ALLL calculation. This process often proves time-intensive and potentially expensive.


Best ALLL solution aims to help bankers by providing them with a singular destination to access resources and advice on how to prepare, manage and strategically plan for the ALLL calculation. Moreover, houses a community forum through which bankers can seek peer collaboration and answers to questions that stem from the allowance.

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